The Do's and Don't's of Credit Cards I Wish I'd Known Sooner

Do: Use your credit card!

Don't: Max it out.

Do: Pay it off or down as often as you can!

Don't: Let the balance sit longer than a month! You don't want to pay interest if you don't have to!

Do: Keep your utilization below 30%. (For example, if you have one credit card with a limit of $1500, only keep AT MOST $500 on it at a time.)

Don't: Ignore your credit.

Do: Check your credit score often.

Don't: Make purchases you can't afford!

The most helpful tip I have learned is:

As you make a purchase on your credit card, automatically pay it off that same day from your debit account. This will help you with seeing how much money you actually have and not overspend!